Payment Processor RFP Kit

Force comparable bids for payment processing with required volume inputs, a mandatory pricing template, a scorecard, and a contract terms checklist.

Run the OperationCoreStarter Kit60-90 minProcurement and Ops, Finance

Force comparable bids for payment processing with a simple RFP kit: required volume inputs → mandatory pricing template → scorecard → contract terms checklist.

Primary outcomes:

  • Cost reduction: makes pricing transparent and comparable
  • Risk mitigation: evaluates implementation, support, and compliance posture
  • Carbon impact: not applicable

What you need before issuing the RFP (minimum data)

  • last 3–6 months processing volume ($)
  • transaction counts
  • average ticket
  • channel mix (card-present vs card-not-present)
  • refund and chargeback rates
  • international volume (if any)

Templates (copy/paste)

1) RFP Inputs Summary (you provide)

MetricValue
Monthly volume ($)
Monthly transactions (#)
Avg ticket ($)
Channel mix
Refund rate
Chargeback rate
International %
High-risk products?

2) Mandatory Pricing Template

Markup model (preferred transparency)

ComponentRateNotes
Processor markup (bps)
Per-transaction fee ($)
Monthly minimums ($)
Gateway fee ($/month)
PCI/compliance fees
Chargeback fee ($)
Payout timing (days)

3) Contract Terms Checklist

Copyable template (TEXT)

Contract Terms Checklist

- term length
- auto-renew and notice window
- pricing change rules
- support SLAs
- dispute windows
- termination fees
- reporting and transparency obligations
- data portability

4) Evaluation Scorecard

CategoryWeightVendor AVendor BVendor CNotes
Pricing (normalized)35
Support + SLA15
Implementation plan15
Reporting + transparency15
Contract terms10
Risk/compliance posture10

  • RFP Creation + Evaluation Playbook ()
  • Supplier Consolidation Decision Kit ()
  • Merchant Fees Cost Control Kit ()
  • Savings Realization Proof System ()

Definition of Done

  • vendors respond in the same pricing format
  • bids are comparable and decision is documented
  • contract traps are identified before signing

Change log

v1.0 (2026-01): Latest release